# Ownerfi

> The modern way to find owern-financed homes. No bank approval needed. Follow to steps below to get started today!

## Docs

- [What Is Owner Financing?](https://ownerfidocs.vetted.studio/for-home-buyers/getting-started/what-is-owner-financing.md): Understand the basics of owner financing and how it differs from traditional mortgages.
- [Closing & Move-In](https://ownerfidocs.vetted.studio/guides/for-home-buyers/closing-and-move-in.md): Everything you need to know about the final steps: signing documents, transferring funds, getting your keys, and settling into your new home.
- [How to Find Your New Home](https://ownerfidocs.vetted.studio/guides/for-home-buyers/how-to-find-your-new-home.md): Explore homes in a low-pressure way with OwnerFi, then move quickly when you find the one you love.
- [How We Protect You](https://ownerfidocs.vetted.studio/guides/for-home-buyers/how-we-protect-you.md): Understand the protections built into OwnerFi and what you need to do to protect yourself during an owner-financed transaction.
- [I Found It! What's Next?](https://ownerfidocs.vetted.studio/guides/for-home-buyers/i-found-my-dream-home-whats-next.md): From favorite to offer. Your step-by-step guide to contacting sellers, navigating terms, and moving toward closing.
- [Set Your Preferences](https://ownerfidocs.vetted.studio/guides/for-home-buyers/set-your-preferences.md): Tell OwnerFi what you’re looking for so we can surface homes that actually fit your life, not just your price range.
- [Contracts & Security](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/contracts-and-security.md): Guide agents through owner-financed deal documentation: purchase agreements, promissory notes, deeds of trust, and security instruments that protect both parties.
- [Deal Structures for Agents](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/deal-structures.md): Master the four main owner financing structures: Seller Finance, Subject-To, Contract for Deed, and Lease-to-Own. Understand when to use each and how to explain to clients.
- [Default, Foreclosure, & Exit Options](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/default-fopreclosure-and-exit-options.md): Guide sellers through default scenarios, foreclosure processes, and alternative exit strategies when owner-financed deals face payment challenges.
- [Ideal Properties](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/ideal-properties.md): Understand which property types and buyer profiles are best suited for owner financing versus traditional mortgages, and how to identify ideal candidates.
- [Payment Collection & Servicing](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/payment-collection-and-services.md): Guide sellers and agents through payment collection systems, servicing platforms, record-keeping, and best practices for managing owner-financed loans.
- [Referral Agreements](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/referral-agreements.md): Understand how OwnerFi's referral program works for licensed real estate agents and how you earn when buyer referrals close.
- [Tax & Accounting with OwnerFi](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/tax-and-accounting-with-ownerfi.md): Guide sellers and buyers through the tax implications of owner-financed deals, including reporting requirements, deductions, capital gains, and compliance.
- [Underwriting & Due Diligence](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/underwriting-and-due-dilligance.md): Guide agents and brokers through buyer underwriting and property due diligence for owner-financed deals. Understand verification requirements, documentation, and best practices.
- [Why Offer Owner Financing](https://ownerfidocs.vetted.studio/guides/for-realtors-and-agents/why-offer-owner-financing.md): Understand the business case for owner financing: larger market opportunities, faster closings, competitive advantage, and expanded buyer pools.
- [How OwnerFi Works](https://ownerfidocs.vetted.studio/guides/getting-started/how-ownerfi-works.md): See the full step-by-step flow from browsing homes on OwnerFi to connecting with sellers for owner-financed deals.
- [Is Owner Financing Right For Me?](https://ownerfidocs.vetted.studio/guides/getting-started/is-owner-financing-right-for-me.md): Use this guided checklist to see if owner financing could be a good fit for your situation.
- [Key Terms & Glossary for Expert Homebuying](https://ownerfidocs.vetted.studio/guides/getting-started/key-terms-for-expert-homebuying.md): Master the language of real estate and owner financing. Understand the terms that shape your deal so you can negotiate confidently.
- [Consumer Protection](https://ownerfidocs.vetted.studio/guides/legal-and-compliance-copied-1/consumer-protection.md)
- [Contracts & Example Structures](https://ownerfidocs.vetted.studio/guides/legal-and-compliance-copied-1/contracts-and-example-structures.md)
- [Data Privacy & Security](https://ownerfidocs.vetted.studio/guides/legal-and-compliance-copied-1/data-privacy-and-security.md)
- [Legal Basics of Owner Financing](https://ownerfidocs.vetted.studio/guides/legal-and-compliance-copied-1/legal-basics-of-owner-financing.md)
- [Terms of Use & Policies](https://ownerfidocs.vetted.studio/guides/legal-and-compliance-copied-1/terms-of-use-and-policies.md)
- [Consumer Protection](https://ownerfidocs.vetted.studio/guides/legal-and-compliance/consumer-protection.md)
- [Contracts & Example Structures](https://ownerfidocs.vetted.studio/guides/legal-and-compliance/contracts-and-example-structures.md)
- [Data Privacy & Security](https://ownerfidocs.vetted.studio/guides/legal-and-compliance/data-privacy-and-security.md)
- [Legal Basics of Owner Financing](https://ownerfidocs.vetted.studio/guides/legal-and-compliance/legal-basics-of-owner-financing.md)
- [Terms of Use & Policies](https://ownerfidocs.vetted.studio/guides/legal-and-compliance/terms-of-use-and-policies.md)
- [Buyer Portal](https://ownerfidocs.vetted.studio/guides/product-highlights/buyer-portal.md)
- [Dashboard Overview](https://ownerfidocs.vetted.studio/guides/product-highlights/dashboard-overview.md): Your command center for finding, tracking, and managing owner-financed homes. Everything you need in one clean, intuitive interface.
- [How to Find Your New Home](https://ownerfidocs.vetted.studio/guides/product-highlights/get-to-know-ownerfi.md): Master OwnerFi's swipe-based discovery system. Set your budget, filter properties, save favorites, and share estimates with co-buyers.
- [Notifications & Communication](https://ownerfidocs.vetted.studio/guides/product-highlights/notifications-and-communication.md)
- [Payments & Payouts](https://ownerfidocs.vetted.studio/guides/product-highlights/payments-and-payouts.md)

## OpenAPI Specs

- [openapi](https://ownerfidocs.vetted.studio/api-reference/openapi.json)

## Optional

- [Start Swiping](https://ownerfi.ai/dashboard)
- [My Preferences](https://ownerfi.ai/dashboard/settings)